Financial Information
Being sensitive to the fact that different patients have different needs in fulfilling their financial obligations, we provide the following orthodontic financing options:
Low Monthly Payment Plans
CareCredit
CareCredit is a convenient, low minimum monthly payment program for your entire family specifically designed to pay for healthcare and elective treatment not covered by insurance. CareCredit is a leader in patient financing. It can be used to pay for treatment for you and your entire family at over 65,000 participating healthcare practices nationwide. Dr. Garrett and his staff are excited to make this plan available to you.
Applying for CareCredit is quick and easy. Simply choose from Standard Application, Online Application at www.carecredit.com, or Automated Phone Applications at (800) 365-8295
Springstone Financial
Springstone Financial is a small, rapidly growing financial services firm in the healthcare and education industries. Visit them online at www.springstoneplan.com or call (800)-630-1663.
- No initial payment
- Payment plans up to 84 months
- Low fixed rates
- No prepayment penalty
- Fast, confidential service
Prepayment Courtesy
A prepayment courtesy of 4% is given for payment in full prior to treatment by cash or check.
Initial Payment Plan
A down payment may be made at the start of treatment, with the balance paid monthly over approximately 75% of the treatment time. This is financed at no interest but is automatically withdrawn from your checking, savings or credit card account.
Company Orthodontic Flexible Financing Plan
Your company may offer a medical spending account, which allows you to set aside pre-tax dollars to pay for your medical expenses. Please contact your employer for more details.
Insurance Coverage
Our practice will be happy to assist you in determining whether your insurance company will cover your orthodontic treatment. If your company does provide orthodontic insurance, our staff will be happy to assist you in filing your claim. In most cases, we will accept assignment of orthodontic insurance benefits and make arrangements with you for the balance of the professional fee. If you do not have orthodontic coverage, we will work with you to come up with a financial plan to fit your budget.
Please feel free to contact our practice at (540) 667-5446 to discuss any of the options listed above.