Steven G. Garrett DDS, Orthodontist Winchester, Front Royal and Stephens City, VA :: Offering adult orthodontics, braces for kids, braces for adults, clear braces, Invisalign invisible aligners, orthodontists in Virginia

Smiles of Shenandoah Valley - Dr. Steven G. Garrett, Orthodontist

Orthodontic treatment is an excellent investment in an individual’s overall dental, medical and psychological health and well being. Because of this, we believe financial considerations should not be an obstacle to obtaining this important health service. Being sensitive to the fact that different patients have different needs in fulfilling their financial obligations, we provide the following payment options:

Low Monthly Payment Plans
Prepayment Courtesy
Initial Payment Plan
Flex Plan
Insurance Coverage

LOW MONTHLY PAYMENT PLANS
CareCredit is a convenient, low minimum monthly payment program for your entire family specifically designed to pay for healthcare and elective treatment not covered by insurance. CareCredit is a leader in patient financing. It can be used to pay for treatment for you and your entire family at over 65,000 participating healthcare practices nationwide. Dr. Garrett and his staff are excited to make this plan available to you.

Apply for CareCredit is quick and easy. Simply chose from Standard Application, Online Application @ www.carecredit.com, or Automated Phone Applications @ (800) 365-8295

Springtone Financial is a small, rapidly growing financial services firm in the health care and education industries.

Capital One healthcare finance is a flexible, low monthly payment plan that provides a convenient, affordable way of paying for orthodontic services. You can schedule orthodontic treatment right away with:

No initial payment
Low monthly payments
Low fixed rates
No prepayment penalty
Easy application process

For example, using Capital One, a $6000 treatment fee could be as affordable as $126.00 a month! Your payments will not change over the life of the loan, there's no prepayment penalty, so you can make lump sum prepayments at any time, and you can choose your loan terms up to 60 months. Click here to calculate your payments.

The application process is fast and confidential 24 hours a day, 7 days a week. You may apply quickly and securely via the web by going to the Captial One Healthcare Finance . or you can call Capital One’s toll-free number 1-877-559-5050 . There are no application fees or paperwork to complete, and you can be approved quickly.
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PREPAYMENT COURTESY
A prepayment courtesy of 7% is given for payment in full prior to treatment by cash or check.

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INITIAL PAYMENT PLAN
A down payment may be made at the start of treatment, with the balance paid monthly over approximately 75% of the treatment time. This is financed at no interest but is automatically withdrawn from your checking, savings or credit card account.
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COMPANY FLEX PLAN
Your company may offer a medical spending account, which allows you to set aside pre-tax dollars to pay for your medical expenses. Please contact your employer for more details.
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INSURANCE COVERAGE Our practice will be happy to assist you in determining whether your insurance company will cover your orthodontic treatment. If your company does provide a benefit, our staff will be happy to assist you in filing your claim. In most cases, we will accept assignment of insurance benefits and make arrangements with you for the balance of the professional fee. If you do not have orthodontic coverage, we will work with you to come up with a financial plan to fit your budget.
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Please feel free to contact our practice at (540) 667-5446 to discuss any of the options listed above.